Cost planner
Plan for the main costs. Estimate a purchase, a lease or an investment before you commit.
UAE banks usually finance up to 80% for a first home under AED 5M (lower for higher prices, second homes and off-plan). Cash buyers can set the down payment to 100%.
- Down payment (25%)
- AED 500,000
- DLD transfer fee (4% + AED 580)
- AED 80,580
- Trustee office fee (incl. VAT)
- AED 4,200
- Agency commission (2% + VAT)
- AED 42,000
- Mortgage registration (0.25% + AED 290)
- AED 4,040
- Bank arrangement fee (up to 1% + VAT)
- AED 15,750
- Property valuation (approx.)
- AED 3,150
- Total cash needed upfront
- AED 649,720
Shown in your selected currency at today's rate. Dubai purchases are paid in AED.
Estimates only. Bank fees, valuation costs and VAT vary. Your advisor confirms exact figures.
- First cheque
- AED 30,000
- Refundable deposit (5%)
- AED 6,000
- Agency commission (5%)
- AED 6,000
- VAT on commission (5%)
- AED 300
- Ejari & DEWA connection (approx.)
- AED 2,220
- Total due at signing
- AED 44,520
Typical Dubai market terms. Deposits, commission and utility deposits can vary by landlord and property.
- Rent collected (92% occupancy)
- AED 92,000
- Service charges
- − AED 14,400
- Property management (5%)
- − AED 4,600
- Net annual income
- AED 73,000
- Total purchase cost incl. fees
- AED 1,596,280
- Net yield on total cost
- 4.57%
Simplified model for guidance. It excludes financing, vacancy costs beyond occupancy and capital growth.
Turn your numbers into a plan.
Share your figures with an advisor and get a shortlist that fits them.
Buy a home
Find your ideal property in Dubai.
Rent a home
Explore quality homes for your lifestyle.
Sell a property
Reach the right buyers with expert support.
Plan an investment
Access opportunities across Dubai.
Manage a property
Professional care your property deserves.
Relocate to the UAE
Settle with confidence. We’re with you.